Executive Management

Mr. Caraway serves as the Chairman, President and Chief Executive Officer of the Company and the Bank. Mr. Caraway has been a director of the Company since formation in 2013 and a director of the Bank since organization in 2008. He is also Chairman, President and Chief Executive Officer and a director of Third Coast Commercial Capital. Mr. Caraway has over 29 years of banking and public accounting experience and is a Texas licensed attorney and Certified Public Accountant. Prior to founding the Bank, he served in executive roles at several other community banks, including as the Chief Financial Officer and Chief Operating Officer for a Houston, Texas bank wherein Mr. Caraway consulted on the de novo formation, managed the acquisition of two banks, ran all of the operations and helped grow the bank to over $600 million in total assets. Mr. Caraway also created and developed the role of Director of Financial Institution Services for Briggs & Veselka Co., one of the largest independent accounting firms in Texas, and was responsible for developing the firm’s financial institution and consulting practice, including bank audit and attestation services; internal audit services; loan reviews; risk assessments; de novo bank chartering; and consulting for mergers and acquisitions, strategic planning, compliance, and management. He is involved in a variety of community 127 activities and charities including Family Connections, an education and support group for families in distress. Mr. Caraway graduated from the University of Texas at Austin with a Bachelor of Business Administration degree in Accounting in 1992 and has been a Certified Public Accountant since 1996. Thereafter, he earned a law degree from the University of Houston Law School and has been licensed to practice law since 1999. Mr. Caraway’s deep institutional knowledge and extensive banking and accounting experience, long-standing business and banking relationships in our markets, as well as years of experience as a director of the Company and the Bank, qualify him to serve on our board of directors.

Ms. Duncan has served as Senior Executive Vice President and Chief Credit Officer of the Bank since January 2021. From June 2015 to January 2021, Ms. Duncan served as Executive Vice President and Chief Credit Officer of the Bank. Ms. Duncan is responsible for the Credit Administration Department, which includes loan operations, problem loan workout, loan monitoring, loan analytics and credit underwriting. She is also responsible for the loan loss reserve analysis and Credit Policy. Ms. Duncan is Chairperson of the Officers’ Loan Committee and the Special Assets Committee, as well as a voting member of the Directors’ Loan Committee and Risk Management Committee. Ms. Duncan brings over 34 years of banking and bank regulatory experience to the Bank. Prior to joining the Bank, she was employed at LegacyTexas Bank, a bank headquartered in the Dallas market that had $6.5 billion in assets at the time of Ms. Duncan’s departure. During her tenure there, Ms. Duncan served as Senior Vice President and Credit Officer for four years, and then Executive Vice President and Chief Credit Officer for nine years, before being named the Director of Credit Risk Management. Prior to her role with LegacyTexas Bank, Ms. Duncan was a Senior and Commissioned Bank Examiner with the Federal Reserve Bank of Dallas from 1989 to 2000. Ms. Duncan graduated from Texas Tech University in 1986 with a Bachelor of Business Administration in Finance.

Mr. McWhorter has served as Chief Financial Officer of the Company since April 2015 and Senior Executive Vice President and Chief Financial Officer of the Bank since January 2021. From April 2015 to January 2021, Mr. McWhorter served as Executive Vice President and Chief Financial Officer of the Bank. Mr. McWhorter brings over 34 years of banking, bank auditing and public accounting experience to the Company and is a Certified Public Accountant. Prior to joining the Company and the Bank, he was Executive Vice President and Chief Financial Officer at Bank of Houston, a $1 billion bank headquartered in the Greater Houston market, until it was acquired by Independent Bank. Prior to his role with Bank of Houston, Mr. McWhorter was Executive Vice President and Chief Financial Officer of Cadence Bancorp LLC from March 2010 to June 2012. He also served as Senior Vice President and Controller of Amegy Bank from April 1990 to June 2003 and helped take the bank public and grow to over $5 billion in assets. During his career, Mr. McWhorter has helped complete nine acquisitions and several capital offerings and has led numerous cost saving initiatives. Mr. McWhorter graduated from the University of Texas at Austin with a Bachelor of Business Administration in accounting in 1987 and is a Certified Public Accountant. He has served on the Finance Council at Duchesne Academy and Saint Cecilia Catholic Church and has served in other civic organizations.

Ms. Alexander has served as Executive Vice President and Chief Risk and Compliance Officer of the Bank since August 2022. Prior to joining the Bank, she came out of retirement to be the Managing Director of Protiviti, a global business consulting company that delivered deep expertise and collaboration to help leaders confidently face the future of finance, technology, operations, data analytics, governance, risk and internal audit. Prior experience includes serving as the Chief Compliance Officer for FIS Global where she was responsible for end-to-end compliance for a Fortune 500 Technology and Operations company. Her responsibilities included Privacy, Sanctions Screening, Export Control, Regulatory Compliance, Model Validation, AML/OFAC, Anti-Bribery/Corruption and Code of Ethics. Ms. Alexander has also held positions with SunTrust Bank as Corporate Compliance Officer and Bank of America as Global Technology and Operations Compliance Executive. She is a graduate of Western Kentucky University with a Bachelor of Science degree.

Mr. Bobbora joined the bank in October 2021. With over 30 years of corporate finance experience in banking and investing in private companies, Mr. Bobbora’s expertise is centered around building middle market corporate banking platforms and supporting the bank’s overall growth strategy. He previously served as Managing Director at Regions Bank, where he led the Houston, South Texas and Louisiana corporate and investment banking activities. Prior to that, Mr. Bobbora was at Cadence Bank where he was part of the team that launched their middle market banking platform and where he built their chemical and specialty services industry verticals. He was part of the Wachovia corporate banking team and co-founded a Houston office for KeyBank Capital Markets. Mr. Bobbora began his career in banking with Texas Commerce Bank (a predecessor to JP Morgan Chase). He spends his time outside of the bank giving back to students of the Wolff Center for Entrepreneurship and the Commercial Banking program at the University of Houston. He also serves on the Bauer Business School Advisory Board and the Commercial Banking Advisory Board at UH. Mr. Bobbora is a member of the Advance Team advisory Board of MD Anderson Cancer Center, and a co-founder of a mentoring organization, uwantgame. He is a graduate of the University of Nebraska and received his MBA from The University of Texas.

Mr. Deckert has served as Chief Operating Officer of the Bank since January 2022. Mr. Deckert is an experienced executive with a demonstrated history of success in the financial services industry. He has strong skills in Strategy and Execution, Change Management, Enterprise Risk Management, Internal Audit, Generally Accepted Accounting Principles (GAAP), and team building. Mr. Deckert has prior experience as Director of Commercial Support & Administration at Fifth Third Bank, where he played a key role in bank mergers and received marks for bringing teams together better than any other previous leader. He also was a co-leader for one of the largest strategic changes in the go-to-market strategy in Fifth Third Bank’s history. Mr. Deckert held positions with SunTrust Bank from 2010 to 2015 including Director of Wholesale Risk Testing, Wholesale Banking Strategic Project Manager, and Vice President of Audit. He was a leader on a $100 million strategic change initiative and built a centralized utility to conduct all compliance testing. Other experience includes positions at American Financial Group as a Senior Corporate Investment Accountant and Great American Financial Resources, Inc. as an Internal Auditor. Mr. Deckert is a Certified Public Accountant and holds degrees of Bachelor of Science in Accounting and Master of Business Administration (MBA) in Business Administration and Strategic Management from Oglethorpe University in Atlanta, Georgia.

Mr. Peacock joined Third Coast Bank in February of 2021 as the Chief Retail Officer. He has over 33 years of banking experience with 25 years of experience in Retail Banking. Early in his career he served as the Chief Financial Officer of a $6 Billion Bank in Miami, FL. Mr. Peacock has run multiple markets in Florida for Huntington National Bank and BMO Harris Bank; as well forming a fast-growing start-up bank in Orlando. His experience includes managing over 1,200 employees across 141 branches in 6 markets while leading various lines of businesses including Small Business Banking, Consumer Lending, Mortgage, Investments, Marketing, Sales & Service, Training, and Operations.